Supplemental Gap Medical Insurance helps individuals manage out-of-pocket medical expenses without relying on their savings. It is designed to help limit exposure to out-of-pocket medical expenses when the primary health insurance deductible has not been met. Everyone is concerned about healthcare costs, and with high deductibles, co-pays, co-insurance and other out-of-pocket expenses, individuals can end up paying thousands of dollars even under a top-quality medical plan.  

What is included in Gap Medical Insurance Coverage?

• Coverage for most inpatient and outpatient services that are covered by the underlying primary healthcare plan and applied to the deductible or coinsurance provision.
• Inpatient and outpatient benefits can be different, or a combined benefit covering both inpatient and outpatient benefits can be requested.
• Plans can also include benefits for doctor’s office visits.