PANELESS TOP 10 FAQs
That’s true. However, when you work with us, you are working with a team of independent agents that have YOUR interest in mind and can help you with finding a plan or policy that is suitable for you. In some cases, some insurance carriers are unable to take calls or online requests. We will search for your doctors, providers, medications, pharmacies, and other needs you have and look to remove as much of the out-of-pocket costs you pay. Also, we shop the insurance carriers we represent and provide you a recommendation AT NO COST!!
The Pane Agency is a full service insurance agency with a sharpened focus on Medicare, Health Insurance, Life Insurance, Annuities, Employee Benefits, Life Resources, Veterans Needs, and Wellness. Our focus is specifically on YOU and making sure you are an educated, knowledge-filled consumer of insurance needs. Also, we focus on exceptional service after your insurance plan enrollment or needs for you and your family. Our goal is to make your experience Paneless!
Medicare enrollment can be complicated for many older adults. Generally, you are enrolled in Medicare by:
- Turning 65 years of age
- You have been deemed permanently disabled for more than 24 months.
- You have been diagnosed with ALS (Lou Gehrig’s disease) or End-Stage Renal Disease (ESRD).
In many situations, and due to state and federal regulations, we cannot charge a fee to meet or complete an application with you. Our Licensed Insurance Agents will explain at your meeting how we are compensated.
We provide for you several options to meet. We can meet at your home, over-the-phone with your consent, virtually such as Zoom, WebEx, etc., or at a public place like a coffee shop, library or YMCA. You can schedule a time to meet with one of our Licensed Family Member Insurance Agents right here in the Contact page.
Life Insurance is a crucial piece of financial planning for you and your family. It is very affordable and we can find solutions to meet your budget and needs. Don’t think it isn’t needed. Ask yourself this question…Am I going to be beloved by my family because I took care of them, or a burden because I failed to be proactive?
Our team of Licensed Insurance Agents may hold a resident license in their home state. However, we have a team of agents that work and are licensed in NY, PA, OH, NJ, CT, VT, ME, MI, IN, MD, NC, SC, GA, FL, TN, TX, NM, CO, WA, OR, ID, KS, and MT. Contact us if you have reside in a specific state that we can help you in.
The Pane Agency is proud to have many community events that help educate the populations we serve. Check out our Events page here and join us for a fun, Paneless experience in understanding how insurance works or if you need assistance from our community partners.
Since we are an Independent Insurance Agency, we represent multiple National, Regional, and Local Insurance Carriers. In many situations, our Family Member Licensed Insurance Agents are appropriately trained, certified, and appointed by these carriers.If you have an insurance carrier that you would like us to help you with, please reach out to us. We work with 70+ carriers and want to find you the suitable insurance solution for you and your family.
Many of my colleagues in the insurance industry provide similar products and services, however, we go ABOVE and BEYOND. Our empathetic, humbled, and array of knowledge/value delivered is second-to-none. Also, we provide a whole-person centered approach that focuses on your Health, Wellness, and Well-Being. Whether it’s working with our Veterans, to our neighbors in various socio-economic communities, to being a community resource connector…The Pane Agency takes the Pane out of insurance AND life, giving you the power to gain!!