Accident Insurance

Accident insurance is a type of insurance where the policyholder is paid directly in the event of an accident resulting in injury of the insured. This could be stitches, concussions, broken bones, slip and falls, car accidents or even accidental death or loss of limbs. The insured can spend the benefit payment however they choose. The policy  is complementary to, not a replacement for, health insurance as it assists you in offsetting your co-pays, co-insurance or deductibles, transportation, medical equipment costs, and/or loss of wages.